Knowledge On Loan | Terri Buckman

Terri Buckman

Terri Buckman
VP, Sales Manager

Pinnacle Capital
Mortgage Corporation
1390 Willow Pass Road
Suite 560
Concord, CA 94520

email Terri
925.822.5931

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Shelley Thurlow
RVP, Branch Manager

email Shelley
925.822.5287




	ATTENTION BROKER OWNER/OPERATORS: While Pinnacle Capital Mortgage stays committed to our wholesale channel, we also offer a solution for the times through our affiliate branch channel. We can afford, you, the successful broker owner/operator a way to keep your presence and branding in your marketplace while gaining valuable support with accounting, compliance, HR, licensing and HUD approval. Let’s talk about the best option for you! Download printable version of The 12 Questions you will want to Ask a potential banking partner here. Read my editorials, Loan Officer Compensation 2011, Whose YSP is it anyway, Jumping Aboard the Banking Train and Forget Red Flags, Where's my White Flag at BrokerBanker Magazine.

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	Why PCM?

	Product Niche and Policy Highlights

	A West Coast based company that understands California lending. Specializing in FHA, VA and CONV with competitive pricing. Homepath, USDA, MCC, City Seconds and 203K Streamline, EEMs and HUD REOs offered Underwriters are available and will work with you. FREE AUS-Submit your loan to PCM AUS-reducing your costs! Competitive on High Balance products for CONV, FHA & VA. Sharp pricing on Arm products, both standard and HB. 95% MI on standard CONV and 90% MI on HB in all California. 4 MI options available on CONV: BPMI, LPMI, Single Premium and Split MI (3 options on split MI) Excellent renegotiation and extension policies. Account Executives are industry experts and able to keep you informed. Support staffs who have consistently won awards for customer satisfaction. Program advisor and online locking assist you in your submission process. Online live pipeline view and paperless submission and condition transmission which mean cost/stress reduction. A team of elite professionals offer a wealth of experience you can count on. Affiliate branching opportunities for those that want to join the PCM team!

DISCLAIMER: This information is intended for mortgage professionals only and is not an advertisement to extend credit. All rates and programs subject to change without notice.


BOOK THIS TRAINING WITH ME TODAY!

	FHA Certification for PCM sponsorship

	for Non-HUD approved brokers

	FHA Processing for PCM HUD Disclosures HUD Terminology & Forms Case #s LDP & GSA Databases CAIVRs MIPs (upfront & annual) LTVs Streamline Refis Documentation & Guidelines FHA for the Originator When to use FHA Why you need FHA How to sell FHA FHA Marketing (leveraging your expertise)

STANDARD
CONFORMING LIMITS

HB CONFORMING
& FHA LIMITS

Contra Costa, Alameda, Santa Clara
1 Unit:	$729,750
2 Units:	$934,200
3 Units:	$1,129,250
4 Units:	$1,403,400

All Other CA Counties

TERRI'S BLOG

FHA Changes Also a Hot Topic

I had to note the irony of the CAMP and CMBA joint show in Long Beach last week. Our quasi merged trade shows seemed like a metaphor for our merging business channels. But it was a happy merger as we increasingly become aware that we are all in this together.

We will need to work in tandem to be heard by our legislators to effect change and protect our ability to best serve the consumer while maintaining the ability to sustain our businesses.

The show's topics revolved largely ar...
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