Knowledge On Loan | Terri Buckman

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Terri Buckman

Terri Buckman
VP, Sales Manager

Pinnacle Capital
Mortgage Corporation
1390 Willow Pass Road
Suite 560
Concord, CA 94520

email Terri
925.822.5931

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Shelley Thurlow
Regional Vice President

email Shelley
925.808.7216




	Are you a mortgage broker considering joining a mortgage banker? While Pinnacle Capital Mortgage stays committed to our wholesale channel, we also offer a solution for the times through our affiliate branch channel. We provide successful mortgage brokers a way to keep their presence and branding in their marketplace while gaining, valuable support, enhanced service levels, increased flexibility and additional products. Affiliate Branch Program: Consider all your options! Let’s talk about the best option for you! New Conforming Loan Limits effective 10/1/2011Download all California Counties for a handy reference! See link to the right for FHA limits.

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	Why PCM?

	Product Niche and Policy Highlights

	A West Coast based company that understands California lending. Specializing in FHA, VA and CONV with competitive pricing. Homepath, HUD REO program, FHA Good Neighbor Next Door, CHF Platinum (presently on hold), USDA, DU Refi Plus and Enhanced DU Refi Plus to 125%, MCC, City Seconds, EEMs and Jumbo Product Underwriters are available and will work with you. FREE AUS-Submit your loan to PCM AUS-reducing your costs! Competitive on High Balance products for CONV, FHA & VA. Sharp pricing on Arm products, both standard and HB. 95% MI on standard CONV and 90% MI on HB in all California. 4 MI options available on CONV: BPMI, LPMI, Single Premium and Split MI (3 options on split MI) Excellent renegotiation and extension policies. Account Executives are industry experts and able to keep you informed. Support staffs have consistently won awards for customer satisfaction. Program advisor and online locking assist you in your submission process. Online live pipeline view and paperless submission and condition transmission which mean cost/stress reduction. A team of elite professionals offer a wealth of experience you can count on. Affiliate branching opportunities for those that want to join the PCM team!

DISCLAIMER: This information is intended for mortgage professionals only and is not an advertisement to extend credit. All rates and programs subject to change without notice.


BOOK THIS TRAINING WITH ME TODAY!

	FHA Certification for PCM sponsorship

	for Non-HUD approved brokers

	FHA Processing for PCM HUD Disclosures HUD Terminology & Forms Case #s LDP & GSA Databases CAIVRs MIPs (upfront & annual) LTVs Streamline Refis Documentation & Guidelines FHA for the Originator When to use FHA Why you need FHA How to sell FHA FHA Marketing (leveraging your expertise)

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STANDARD
CONFORMING LIMITS

HB CONFORMING
LIMITS

FHA LIMITS

TERRI'S BLOG

Bring the VA Home Loan Benefit to local employers...

The troops, almost 40,000 of them, are coming home by year's end and they don't necessarily need two years employment history to use their VA home loan benefit. Returning veterans could be buying homes sooner than you think. They are highly sought by employers as they are disciplined, physically fit, respectful of authority, highly trained, used to working under pressure and uniquely skil ...
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